避开产业油气银行股
采用由上而下的投资策略，观察经济状况，接着选择适合投资行业，再从中选出“心水股”。然而，不管是选股还是选行业，都是很深的学问，冷眼用一句谚语道出其中重要性——“巧妇难为无米之炊”。
“形容在无米的厨房，就算是拥有十八般厨艺的好媳妇，也煮不出一道像样的菜色。”
他说，如果该行业正走下坡或没有复苏迹象，还是避而远之为好。当记者询及目前经济状况，最应该避开哪个领域？冷眼直接点出，是房地产行业、油气业和银行业。
“避开房地产行业的原因是，多数人的收入跟不上产业价值的上涨，在没有家人的支助下，年轻人多数买不起房子，可是房子却一再增加，将来可能出现供需失衡的情况。”
至于油气行业，他认为该行业在未来可能过时或被取代，短期来看也不会回弹，全世界开始出现迹象如：汽车用电力或生物燃油驱动、太阳能发电和原油价低弱成新常态，都是他回避油气行业的原因。
此外，冷眼补充：“经济增长缓慢，原油价格低迷，油气公司的盈利受到影响，但是借贷却不会因此减少，所以财务状况不健全的公司，已开始出现坏账问题，并拖累银行业。
“这个坏账问题现在只是一个开端，我建议短期内不要碰银行股，因为股价还未到底。”
另一方面，他提到油棕股，前途还是很好，只是短期内会有很多因素困扰油棕价格。
他说：“棕油领域短期内面对劳工不足和成本上升的问题。但长期来说，前景还是很好，因为棕油很难被取代、食用油的地位与其他用途逐年增加、油棕树寿命长、产量稳定和较少虫害问题。”
股海
Showing posts with label Ratrace. Show all posts
Showing posts with label Ratrace. Show all posts
Tuesday, November 1, 2016
Monday, October 24, 2016
GET OUT FROM RAT RACE
Have you everthough think and rethink what you learn during college time or high school accounting classes?? If you still remember, teacher always tought their student.... what??
Liability and Asset?
I believe until today, you still carry the concept of Car & House is your asset.
But is this true?? When you borrow tone of money from bank and buy your so call ASSET "Car and House".
Do you think this will be price appreciate on the long run?? But bro, I have to tell you a fact.... your car is depreciate over the long run and that not your asset... REASON is your car can only take money out from your POCKET, why I also said your House is also a Liability??
If you carry your house and stay for long run... have your house made you some money?? or generate income for you?? Yes, maybe your property and home is appreciate over the long run... but he never bring you to financial free.. its more like a burden to your life and slowing down the speed you getting rich!!
You made installment for your home as long as 30 years or more... Let say the interest rate is just PROPERTY you acquire is RM400, 000 and interest rate is 4.4%
Over 30 years, you have to pay RM480,000 for your preperty' Interest and your total spend is RM880,000 ..... just imaging how you going to spend your life and etc.
If you are not buying a LIABILITY HOUSE, Car and put your money into an Investment Portforlio... Anual Return just 4% (Compounding Interest) your money will be RM1, 297 359.00
See the difference??
So RETHINK!!! What you learn in school is RIGHT or drive you to another RAT RACE Generation??
Liability and Asset?
I believe until today, you still carry the concept of Car & House is your asset.
But is this true?? When you borrow tone of money from bank and buy your so call ASSET "Car and House".
Do you think this will be price appreciate on the long run?? But bro, I have to tell you a fact.... your car is depreciate over the long run and that not your asset... REASON is your car can only take money out from your POCKET, why I also said your House is also a Liability??
If you carry your house and stay for long run... have your house made you some money?? or generate income for you?? Yes, maybe your property and home is appreciate over the long run... but he never bring you to financial free.. its more like a burden to your life and slowing down the speed you getting rich!!
You made installment for your home as long as 30 years or more... Let say the interest rate is just PROPERTY you acquire is RM400, 000 and interest rate is 4.4%
Over 30 years, you have to pay RM480,000 for your preperty' Interest and your total spend is RM880,000 ..... just imaging how you going to spend your life and etc.
If you are not buying a LIABILITY HOUSE, Car and put your money into an Investment Portforlio... Anual Return just 4% (Compounding Interest) your money will be RM1, 297 359.00
See the difference??
So RETHINK!!! What you learn in school is RIGHT or drive you to another RAT RACE Generation??
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